5 Banks
Compare all options
48hr Approval
Fast pre-approval
From 4.20%
Best profit rates
100% Halal
Sharia-compliant
Compare Banks
Side-by-side comparison of Islamic home financing from Oman's leading banks
Alizz Islamic Bank
Murabaha
4.25%
Ijara
4.30%
Diminishing Musharaka
4.20%
Meethaq (Bank Muscat)
Murabaha
4.49%
Ijara
4.55%
Diminishing Musharaka
4.45%
Bank Nizwa
Murabaha
4.35%
Ijara
4.40%
Diminishing Musharaka
4.30%
Al Yusr (Ahli Bank)
Murabaha
4.55%
Ijara
4.60%
Diminishing Musharaka
4.50%
Maisarah (Bank Dhofar)
Murabaha
4.40%
Ijara
4.45%
Diminishing Musharaka
4.35%
Understanding Islamic Financing
All products are 100% Sharia-compliant with no conventional interest
Murabaha
Cost-Plus Financing
The bank purchases the property and sells it to you at an agreed-upon profit margin. You pay in installments over an agreed period.
Best for:
First-time buyers who want predictable, fixed payments
Ijara
Lease-to-Own
The bank purchases the property and leases it to you. At the end of the lease period, ownership transfers to you.
Best for:
Buyers who prefer a rental-style payment structure
Diminishing Musharaka
Partnership Model
You and the bank co-own the property. You gradually buy the bank's share through periodic payments until you own 100%.
Best for:
Investors and experienced buyers seeking flexibility
General Eligibility
Criteria may vary between banks. We match you with the best option.